I took FRI 1. 30K reduced by tax to 17.5. I now have 2 years remaining. With hindsight should I have taken my option, not the FRI? - without doubt yes. I have just turned down promotion and a command. I feel my emotional attachment to the service has died, it now only remains towards my colleagues.
Don't be seduced by money..there are many more intangible benefits to consider, both in and out of the service. If FRI does reappear...my advice is to think wisely guys. I wish my thinking had been clearer.
LL