FAR better to pay more in and keep the scheme going than let it die, remember that it is not only a pension you get,if you died in service your spouse would get the dependents benefit of half your pension for the rest of their life and the death in service lump sum is like an extra life insurance as well
Like most people, I blame that thieving t*at Gordon Brown who effectivley killed of a lot of pension funds and a lot of peoples hopes and dreams when he dipped his sticky fingers in to pension pots it is mainly due to his spiteful policies and economic ineptitude that our pensions industry is in the state it is. I note that his MP`s pension will not be endangered in the same way and he can vote himself an increase when he feels like it. He should NEVER be allowed to get into number 10 the man is not fit to govern.