We all have debts from our school training..........so I don't see your logic of making that debt bigger by paying for a type rating.
If you didn't pay, the companies would have to pay and then you would be able to pay off your debts quicker.
Please stop degrading the industry...................and no I don't have a jet job. Can't get one cus you are willing to pay for it. If you didn't pay, then maybe we both could get a jet type rating for free.
Stop being shortsighted