LJ
I think you must have been using the wrong figures old fruit, or your maths has let you down on the way. My change is precisely 3.0%. Of course, that is before I lose 41% of the 3% in tax and NICs, pay goodness knows what % increase on my SFA, compulsory useless garage, CILOCT etc. Not much left after that, methinks.
Regards
Ginseng