BALPA.........are they just an organisation for BA line guys?
Do I hear a "Drat!" fron BALPA HQ?
The proletariat aren't supposed to notice such things!
Just pay your 1% and don't make a fuss, there's a good sheep...sorry, chap.
As for your pension, use it or lose it. And when you lose it, thank the Government for killing private pensions in the UK, allowing the State Pension to wither on the vine and making us all (except, interestingly, Members of Parliament and Public Sector workers with a powerful Union which fights for it's members) dependent upon them for a breadline existance in retirement.