Hufty and Papi-74, that is complete rubbish.
I agree that if the manufacturer sets a cross-wind limit, you must stick to it or you will not be insured. Also, if you fly a club aircraft, you must comply with any limits in the club's Flying Order Book, or you will not be insured.
My club's FOB gives no cross-wind limit for holders of a CPL or higher license.
The POH for the aircraft I fly the most only gives a demonstrated crosswind. What's more, the manual explicitly states that this is not a limit!!! I'm not sure how much clearer I can make it.
FFF
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