Those of you that say that I should have been properly briefed by my FTO about the cross wind situation are right. I have been growing increasingly concerned with the quality of the instruction, whilst I am learning how to fly a plane fairly competently, getting decent scientific explanations for things, such as the crosswind landings etc, is like getting blood from a stone. There is simply no "background eduaction" to the whole training process, hence finding out things like the consequences of exceeding crosswind limits is up to me, hence the reason for this post.
Have been seriously considering switching FTO for a while now, believe me.
Keygrip however, I do not like your patronising tone a great deal, there really is no need.