Sorry BusTie but it is you that needs to stay on track, (and Grow Up!), what you are talking about is end of service due to a disabling accident, you are, in fact, quoting the Personal Accident Insurance policy.
What Fat Old Lady was asking about was provident funds/pension funds/end of service gratuities, stuff like that.
Still it is always a smart move to have a go at a moderator isn't it?
