Gainsey,
RayDarr was advised to get a puppy on piece of string. However, due to defence cutbacks the course was unable to provide said puppy, and (as he foolishly signed up to AFPS05) RayDarrs immediate pension (except we can't call it that...) will no longer cover the operating costs of said puppy.... Fortunately, his final pension payout will do, so he is merely taking a "capability holiday" until the required funds become available....