Nice One Ace! I presume, like me, you have some sort of financial planning in place based on retirement at a certain age. If I were forced to retire 5 years earlier than planned, I would be as deep in the financial do-do as a guy just starting out. Financial committments don't reduce with age, if anything they increase,(kids at uni, etc..) Any cutbacks should be on the basis of last-in, first-out. I know this didn't happen in Dan Air and from the sound of things isn't going to be the case in Virgin. I know several senior pilots in Dan Air who were financially devastated by that situation. The best way forward is for airlines to honour the agreements that are currently in place.