I started flying in 1997. I now have around 740 hours, both fixed wing and rotary. I've had no engine failures, and only a couple of electrical-related failures, neither of them serious. My one scare was my fault, due to a mistake I made, but I landed safely anyway.
In the same period, I've had about four car accidents. One was fairly nasty, and could have been worse - a head-on collision on a very narrow road with a van which was going much too fast. The others were all minor...but that's called luck. None of them were my fault, but in each case I couldn't take avoiding action quickly enough. And they were scary!!!
Life is a dangerous business.