Hi anthony,
Same age and position as you but with a few more outgoings / overheads / responsibilities. About a month ago I went for an interview with HSBC for a loan towards the rest of my modular training. I did get the offer but refused it in the end as I had a last minute change of mind regarding my choice of school. Mark Lineham (the HSBC rep for pilot training loans) scrutinised my earnings and was really keen to hear about my contingency plans. To be frank, I think the only reason I got the offer was because I offered good repayment prospects even if I was out of a flying job. This is what you need to prove to them if you are interested in the only deferred payment loan around the 20k mark that is out there. Also, the loan is only offered if you train at Oxford which means you would have to do the ATPL theory with them........sharks, all of them!
I've been doing my research for quite some time now and there is nothing out there. Natwest do a similar loan but Professional Pilot Training is not covered. I think it's going to have to be a standard loan for me with my savings paying it off whilst I'm in training, either that or the car.
Last edited by Wannabe24; 26th January 2006 at 14:38.