When I graduated Uni in June last year i was in a fairly dire financial situation with Debts to the bank as well as the old Student Loan. But I went to HSBC suited and booted with a nice glossy business plan and gave a good spiel and it seemed to work. I had been banking with them since age 13 though. This compunded the confusion for me as it meant the knew how much trouble I got into during Uni going over Overdraft limits and bouncing Cheques etc.
I think what i am trying to say is they will judge each case on its own merits.
Hope this helps.
Proper Job Young'un