Hi Scoobs,
This is as I thought, I know I will not have to pay back my student loan until earning over a certain threshold, just wondered whether already having this debt would affect the loan I would be offered. I guess the only accurate answer is going to come from the banks!
I understand your point regarding a poor credit rating, fortuantly I have managed to get through uni without needing credit cards so this should not be a problem. I presume this would be the only way to generate a poor credit rating?
WD