So is it the case that on the new pension scheme (05) if you elect PAS terms, you will pass your 16/38 point (18/40 point) and rather than go onto PAS pay bands you mark time at Flt Lt Level 9 pay band for 4 years, (effectively losing 5 years of pay increments) and then once you have done your ROS they say "OK, you would have been on pay band X now under (75) we will now start paying you at that rate.
Each pay band on the PA scheme is approx £1000 +/- £200 higher.
So assume pay increase of £1000 per year, forget annual payrise just to see the figures.
End of 1st year £ 1000 shortfall in pay
2nd year £ 3000 shortfall (£1000+£2000)
3rd yr £ 6000 (£1000+£2000+£3000)
4th yr £ 10000
£ 10 000
AFPS 75 for me.