I have just recently taken out life cover for approx £60k to cover a mortgage, and with Legal & General they only loaded me about £7 per month on top of the premium, which I thought was not too bad, especially when you can claim back 90% as mentioned earlier.
When I made enquiries with our friendly admin/allowances staff to find out exactly how I go about claiming said refund, I was initially told that I was not entitled. After assuring said to**er that I was aircrew, he said he thought that I was on 5 Sqn, and therefore not eligible to claim as they do not fly (yet).
Unfortunately he was being 100% serious, and anyone from here will know exactly who I am talking about.
Roll on March 22nd when we get JPA, and redundancy notices are issued to all these people whose services will no longer be required.