Re: Type ratings - yes or no?
If you want to drive one of Mr Branson's swanky new Pendolino trains, he will shell out the entire training cost for you and will also pay you a considerable sum of money to drive it. Why therefore should you pay yourself to learn to fly the aeronautical equivalent, having already expensively obtained the basic qualification, in the hope that somebody will then invite you (and hopefully pay you) to fly it for them.
Occasionally, you read about pilots in your position who gambled £25000 away and won - i.e. they were offered a job on the basis of their new type rating. They were very lucky. What you never hear about is the many people who have gambled similarly and lost. They are so much in debt that they can't even afford a computer to post on the internet!
Because people will do this, employers will take advantage of it - their job is to make as much money for themselves and their shareholders after all. Take the advice offered - get a gas turbine job where training will be offered, hopefully with fair bonding conditions (I don't think Mr Branson will bond you for training to drive his Pendolinos) and then move on at the appropriate time when your experience will make you attractive to a jet operator even without the rating.
P.P.