Re: BANKRUPTCY!! Pushed to the edge....
I would imagine quite a few of us guys have been pushed into the tight corner you're now experiencing LBB. Most, one suspects, keep things quiet to save face however, I myself find the task of getting flying work nigh on an impossibility owing to the same factors you state - namely type ratings. When some of us started our training it was not de-rigour to budget for a type rating at the end of the course and subsequently as a result have found ourselves knocking on the scrapheap door as funds simply do not exist to obtain one.
No use ranting and no use raving but my views these days are that if more people went into this game with their eyes a little wider open then perhaps they'd save a lot of heartache in the long run.
Stick to plumbing I say.
VFE.