OK, let's be honest here, who thinks that the figures given in Cruis'in FL410's post are too low?
Seems about right to me when you consider the kind of HECS debt accrued by most university graduates and the time taken to acquire their qualifications. Every professional has a professional liability, don't think that because yours is more immediate (if I crash, everybody will die) it is any less than that of an engineer (if I design this wrong, the building will collapse) or a doctor (if I diagnose this wrong, she will die).
Just my thoughts.