Mike,
I think if most of us invested in property now we may loose some money!
I have thought long and hard about the property ladder but I want to secure my flying first.
I would have assumed your bank would atleast look at you if your only applying for a loan of 20k...a good credit history and proof of dedication to your task would be enough to sway them....ill keep my fingers crossed for when my appointment comes up!
P.S. I tried our local parachute/skydiving centre, they required 100hrs P1, IMC rating and 10hrs on type (C206) and £1000 up front which they give you back after 2 years. I may try a few gliding clubs...the local one is winch powered, grr, the not so local one is tug powered.
will