Link,
not really....we dont need a full bank loan to fullfill our training! if you have a job you can use your monthly pages to pay for X training hours per month like I did and many others...
If you can get your PPL, class 1, 150hours and perhaps your ATPLs by distance learning without borrowing a penny and maybe saving a few thousand...your half way there on the spending! and if you wish, you can borrow the remaining money from a bank, they will maybe look at you more positively if you have flying experience with class one and ATPLs.