For once in my aviation career I am in the right place at the right time.
I am in full receipt of the benefits of my Final Salary pension scheme (although I am still working).
The interesting thing about the whole process was the bit about the order of priorities in the event of the Pension Scheme failing.
I and those around me who have spent years and years of contributing to various pension shemes take (quite rightly) priority.
Therefore, should the pension fund find itself in real difficulties then those of you who are halfway through your career could find yourselves with NOTHING if the scheme is folded up because us old farts take priority.
However, I am sure that you would all accept that as a fact of life.