I have about 50 in equity,
I could downsize in house size and then use a chunk to strart the ball rolling. but in the long run i would take the longer motrgage and the prospect of being in debt to do somthing that i would love as opposed to the run of the mill comfortable life i could have if i follow the path i am on.
Getting rid of a nice house and living in digs for example with no certainty of getting a job should i pass all the qualifications is a massive gamble but one that i would be prepared to take depending how the odds are stacked.
I might tell my mum i could be moving back to her