Just had a letter from Traffords, saying (in effect) "why didn't you buy your holidy insurance from me this year?".
Well, the simple answer is that this year, unlike when I have bought insurance from Traffords, I didn't do any flying.
But in fact he should be glad I didn't, as we actually made a claim this year (under the "catastrophe" section which covers volcanos, earthquakes and ... Portuguese forest fires which come to within a few feet of your holiday cottage).