Thanks, peeps!
The info given above has led me to the format function in my camera! Yessssssss!!
I'm wondering why the camera didn't come with the manual linked to, in the posts above.
It came with a glossy 15 page manual (well, more like 90 pages, but only 15 are English) and thats it! No mention of many of the items in the linked-to manual!
Thanks!