From a totally outside perspective - and yes prepared to be flameed - KA seems to have trouble in retaining pilots. A couple of years ago it seemed like a good deal but the hours you guys work combined with the autocratic culture seems to have a detrimental effect.
Thus I hear annecdotally of people leaving for other carriers, ie UK guys coming back to Lo-Co's.
By the way, standing on the other side (wrt housing prices) you can't blame the company for external factors such as the housing market variances.
Cheers
BB
PS Yep I've just got in from the pub...