Seems to be that if you are close to retirement at 55, and think you'll live long enough to benefit from the 65 payout, then the AFPS05 is the way to go.... anyone else? AFPS75 is favoured!
One big gripe..... my FS received the second version of the OTT package after there was a mistake in the first, and noticed that is AVC's had not been included into the equation. When he called up the pension bods to complain, they stated that the decision had been made not include AVC's for people as it was all too dificult.
How can anyone be expected to make a decision without all the facts?!?!?!?
TBK