I'd agree with one of the other posts. I too couldn't afford anything other than re-mortgaging my mothers house and so I'm off to FTE as well - their rep is as good as any other in the business, having been to CTC, OAT and FTE I was genuniely the most impressed by the facility they have to offer.
You can also get the full course paid for with BBVA at European interest rates which for those of you in the know means that it's less than the Bank of England, I'm being charged 3.8% and you still get an 18month gap in payments, a better package than HSBC and you go to Spain!!