Student~C150~Ipswich is a student pilot, we are talking VFR here
and he also seems to be based in the UK, so is likely to need to know the UK situation, not the US rule that you quote.
The point is that there's a difference in the labelling: 91.119, which you quote (and incidentally applies to both VFR and IFR), has an equivalent in the UK, Rule 5. But the altitudes described in Rule 5 are not termed Minimum Safe Altitudes in the legislation, and are not usually referred to as such by UK pilots.
Thus in the UK, Minimum Safe Altitude is open to interpretation -- it's not something that can be "mixed up".