Jam - only you alone can answer that question. Those of us who post here can only share our own thoughts and experiences in the hope that they might help you come to the decision that is right for you and your own circumstances, family etc etc. For me it was 'relatively' simple in so far as I only had my own aspirations/dreams to consider. As I had wanted 'it' very badly since being a whippersnapper, once the opportunity presented itself I didn't hesitate - that was back in Aug 98 when I was just shy of my 34th b'day. Very best of luck in making your decision. Sid
