Whats the crack with bashing loco again Philip.
No one's mentiioned overladen ferries in India, they seem to sink with alarming regularity.
Horses would be a pretty safe bet, because I don't own one. They're more dangerous to other road users, so, go to work in your car, on your motorbike or bike, and still get killed by a horse when it falls on you. (though you do have to drive into it first)