One option is to get a Self Certification mortgage. Go see a mortgage advisor and ask what maximum multiples they can offer for a Self Cert mortgage. If you go for an interest only loan the payments will be that much less therefore allowing you to take out a bigger loan. If you take that advice, the next move is to see a Doctor to get your head examined.
We have record levels of debt, repossessions are up, and house prices are falling especially in the South East. You may have also noticed a slight increase in the price of oil.
See this:
http://www.parkerchris.pwp.blueyonde...nvocation.html and
http://www.firsttimebuyerhelp.co.uk/