VFE....I disagree with respect. I have 10k plus hrs, 5K LHS. I fly with all sorts. Some with mega hrs whom I wouldnt give them a wheel barrow to mind. Yet I fly with 3k hrs merchants....some ex handlers and decision makers. It s really down to the individual.
The culture has it that it is a risk giving low timers command but FR etc have proved many wrong. The one thing that sticks with me is that M O'L is alleged to have said he can afford one crash. I hope this is hog wash.