Thank you. Yourself too.
I had meant to give the idea of seperate ideas regarding the lottery and loans. The link you mention is correct and I agree, but I really meant to imply that they are (could) be both ways of getting money quick, with the underlying point that its quite a nice feeling when you say you worked for something instead of money coming in with the help of a phone call or, if you have luck, a nice lottery win.
Better?
Of course, in your situation at ATPL level, a loan is a help..I was talking with the beginner (poster) in mind too.
Best of luck. You're further than me!