John,
Just got the computer back completely up-and-running after the move back to the Mudbank, hence a bit slow off the mark in reading what you've been up to. As with the others, many thanks for the story (there's them that have, and there's them that are going to...). Sad to think that the lovely aircraft you showed me in the hangar isn't very well - hope it all comes right soon. Er, you did pick your insurer as carefully as you run the rest of the business, didn't you? I gather all isn't too bright and sunny in the Australian actuarial industry these days...