Bird,
'Aviation insurance actuaries are very good and accurate at determining risk levels and thresholds and thereby setting the premiums. Emirates is I daresay "guided" accordingly'
The old insurance chestnut. When Gulf Air had their last accident; Emirates increased the hours for command to 9,000 with people blahring about insurance costs. They changed it to 6,000 2 days later after MF found out the true implications at the pilots meeting. Gulf Air did not increase their hours!
If you check out the stats from the UK database it shows:
1. In over 50% of accidents the Commander had >12,000hrs.
2. In over 60% of accidents the commander had <1250 on type.
So; it seems the insurance angle is 'a pile of pants!' cos anyone carrying out a sound risk analysis can see that taking DECs with over 10,000 hrs but few on type is a recipe for disaster.
Bird don't try to insult our intelligence, it has nothing to do with safety; only money. Those at the top would have been the first to dive for cover had one of the DEC incidents turned out less favourably saying 'how could anyone have seen that coming?'
Cerberus