Biggus: there are bits of small print all over the place, and the following will change if you are counting service before 1973, if the Armed Forces contributed to your death, etc, but the following is a summary of what's most likely to happen, as I understand it. The pension you get if you are discharged for ill-health is based on your current earned years, plus half the years you could have earned from now to 55, with a minimum of 20.
Still haven't received the OTT pack yet.
AFPS 75 - Widow's rights on death of spouse while in service (cause of death non-attributable to the MoD):
- Death-in-Service Lump Sum equal to thee years' pensionable salary, tax-free
- Short-term Family Pension equal to your current pensionable salary for 91 days if you leave one dependant (widow or child), 182 days for two or more, and up to 273 days if you are not entitled to a pension or have been in for less than 2 years.
- Widow's Long-Term Pension payable once the short-term family pension stops. It is equal to 50% of the pension you would have got if you had been discharged for ill-health (non-attributable to the MoD). It stops if your widow cohabits or remarries, but would start again if they divorce or cease cohabiting.
AFPS 75 - Widow's rights on death of spouse after retirement from the military (cause of death non-attributable to the MoD):
- Short-term Family Pension equal to your current daily pension rate for 91 days if you leave one dependant (widow or child), 182 days for two or more, and up to 273 days if you are not entitled to a pension or have been in for less than 2 years.
- Widow's Long-Term Pension equal to 50% of the pension you were receiving in retirement. It stops if your widow cohabits or remarries, but would start again if they divorce or cease cohabiting.
AFPS 05 - Widow's rights on death of spouse while in service (cause of death non-attributable to the MoD):
- Death-in-Service Lump Sum equal to four years' pensionable salary, tax-free
- Spouse/Civil Partner's/Partner's Pension Normally around 62.5% of the pension you would have got if you had been discharged for ill-health (non-attributable to the MoD). Reduces if you are not married at the time you transfer, and your partner is over 12 years younger than you.
AFPS 05 - Widow's rights on death of spouse after retirement from the military (cause of death non-attributable to the MoD):
- Spouse/Civil Partner's/Partner's Pension Normally around 62.5% of the pension you were receiving in retirement. Reduces if you are not married at the time you transfer, and your partner is over 12 years younger than you. 5 yr guarantee of income if you die early in retirement.
Last edited by DaveyBoy; 14th Aug 2005 at 14:14.