Ginseng
No apologies necessary whatsoever dear chap! You have been a source of much useful information on this forum that many people (including me) have benefitted from hugely.
Apologies ARE required however from both AFPAA and the OTT centre who have displayed a total lack of competence and care when issuing facts to people like us who are striving UNDER TIME PRESSURE to make one of the biggest financial decisions of our lives. I must admit, my confidence in these so called `experts` has been reduced to almost zero and I shudder to think how many people are going to make the `wrong` decision based on factual advice which is clearly both flawed and contradictory.
Biggus
Yes, those PA enhancement rates (RAF, 2005/6) are correct - according to the gentleman in the policy office at AFPAA!