I guess if your motivation to fly helicopters is based on money, then you have raised good points. You really do need to look way ahead and think about where you want to be. My friends who fly heavy RPT love the money, but the flying can be boring. I suppose you either want to fly helicopters or not, but my humble opinion if its worth anything is, anyone who flys overwater IFR in **** weather deserves good money, anyone who flys helicopters IFR overwater in **** weather deserves not only good money, but respect from their employers.