Can anyone help with the following scenario:
I transfer to new scheme and for some reason leave before age 55 thus entering into EDPs, lets say age 50.
Then I snuff it for natural reasons (eg heart attack) before the age of 65 and getting the proper pension and associated grant.
What would my wife get? Would she still get the pension lump sum (that I was going to pick up at 65)? Would she get a pension based on my years service immediately, or would she have to wait until I would have been 65 to pick up any benefits? Would she have to pay back anything (or have any money abated)?
I have tried to read the documents but get completely lost.