who knows you might fail your medical one day and you're left with a hundred thousands ringgit over debt to pay..or you might fail your proficiency check or even ab-initio
mm yess.. here most of the ab initio's have an insurance which is mandatory by bank loan. If we get ill or medical unfit, the insurance pays the bank for the loan. You don;t have that in malaysia? Loss of licence insurance?
Failing profcheck is different, that depens on yourself. No insurances for that