Franksnbeans is pretty close to the money here.
110 plus hours in a C172 with 10-15 in a C182 will make you more attractive to most small GA operators. It's all about time on type. If you're strutting around with 150 hours on a Tobago, nobody will give a toss. Nice aircraft, but nobody 's flying the things in the real world.
As far as cost goes, the last time I checked, the aviation degrees were 15K pa. Multiply this by 3 then add the cost of the actual flying. Your 75K is now looking pretty cheap.
If you want to be a pilot, go for it. Just make sure you do plenty of research,ask the hard questions and don't fall for any marketing BS.