vec......
First of all, the Armed Forces Pension Scheme is effectively contributory. Yes, you don't see the money coming out of your monthly pay packet, but the Armed Forces Pay Review Board take the value of the pension into account when determining pay. In theory at least, if our pension scheme was worse than it currently is our pay would be higher!! However, I doubt that would actually be the case in practice!!!
As to what people's beef is..... Well a large part of it is you!!! Nobody is saying that the AFPS, either old or new, is rubbish. What people are trying to do is pass on what knowledge they have, their sources of information etc, to enable the people who are eligible to make a sound decision as to whether or not to transfer to the new scheme. Most contributors to this thread are doing so in an attempt to actually help their fellow man.
By contrast your comments contain no detail, seem to be largely your opinion or quotes from headlines rather than being based on verifiable facts... and when your comments are queried and all else fails you seem to resort to 'I'm all right jack... life in the navy is rosey.... it's worse out in civy street' etc.
Your comments are of little help to anyone, and seem to be largely about flattering your own ego and 'hearing' the sound of your own voice. To many people this proves somewhat annoying, but perhaps that is the intended effect?