I've always said, and believed, that I get paid mostly for my judgement. Of course judgement is always called for, and is always assumed. Good judgement comes from making bad decisions, and judgement is simply the sum of one's experience. I don't have your experience or judgement, though, and all I can expect from you is in the flight manual and on the gages. That was what I was getting at.
I'm certainly not advocating operating at limits all the time, but only as necessary, when required. And it is sometimes required. Being cavalier about limits will eventually result in exceeding them, which is why I said I am concerned about staying within them.