Yes I have changed my mind, when you do not fly and do not find any flying jobs for months, what are your chance: nil !
Any airline will charge you for the training, or take some money from your paycheck for a full refund .So people who say they did not pay for their training, are in fact paying during the next 5 years.
As I am too old to compete with a 23 years old boy, I have been "forced" to finance myself for a type rating.
Sorry, I can not mention on this forum the name of the TRTO.