What would you do..

[Heliport]

hemac

A sweeping response, how so?

Since you ask ...

"It amazes me there are so many lunatics out there who are prepared to go air-borne with an even greater possibility of the piece of tin they are travelling in falling apart."
Are there "so many lunatics out there"?
What's your basis for that proposition?
What you've read on this forum?
Or what you've learned in your 15 hours as a student pilot?

"There must be some sane Helo drivers out there. Or am I just a coward?"
Some?
I've no idea if you're a coward. I doubt if many helicopter pilots are. The overwhelming majority are extremely safety conscious, have a healthy respect for the potential risks and do everything possible to minimise them. I don't regard that as cowardice, just plain common sense.

Heliport