thanks very much, im with you on this yes it is very hard and it does take alot of work but it is worth it.
i think it will be a good idea to start playing the lottery! i do want to get into the skies and i will stop at nothing to get there, even if it does mean taking out a 60k loan and living with my parents until i am 50! but as you said it is worth it!
wish me luck
Stu!