What you say is of course true Stik, but I think I know what atsa2ltcc is trying to say .... as I'm sure you do (are you playing Devils advocate?)
Most stall and spin accidents at this point are caused by an overshoot of the centre line. A student worried about banking too hard is more inclined to unconciously skid the aeroplane around the turn by adding more rudder. Even with a reasonable airspeed it's quite possible to cause a spin this way. Whilst a high bank angle is normally discouraged near the ground due to the increased stall speed, it's much safer than skidding, and if you have a reasonable amount of speed and don't pull too hard you will be fine. Actually, I hate the use of the term "airspeed" because it is a pretty misleading figure and so heavily influenced by other factors. AoA is much better and it's a shame that a decent AoA indicator has not been developed for light aircraft.
SS