To Tamalai (mentioned personally for the laughter generated!)

and everyone else that contributed to my original quest - thank-you very much for your time, and valuable input (minus the usual de-railings and mud-slingers...grrr!). Your information is appreciated.
I'd love it if I get on with CX. As a back-up, AC does come close, but CX does have the edge overall, in my opinion. Your posts here (and elsewhere) have confirmed my decision.
As a famous (infamous?!) TV detective once said... "Oh, just one more question..." What is the deal about having CX buy a house in HKG? What is the monthly mortgage limit? Is there a max term? Thoughts - buy in HKG, stay there a few years, then bid for a N.Am base (and sell the house, of course!).
Thanks once again to everyone that made all the great positive postings here.