Both options mean you'll be encountering further financial outlay with little increased chances of employment. My advice would be to saturate the market with your CV every week for about a year and then reassess whether you need to be spending more money.
Pilot recruitment is changing fast (for the better) so I would wait before spending anymore money unless you have deep pockets in which case could you please lend me a few ŁK to get an ATR type rating?
VFE.